Australia's # 1st
Buy Any Car Privately With Access To Dealer-Level Financing Power.
Access 30+ lender connections and over 1,200 loan options through a simple link provided by the seller.
You can finance cars from private sellers.
Get pre-approved and shop any private listing.
Australia's # 1st
Buy Private Sale Cars On Finance
Fast, Safe & Dealer-Level Easy!
You can finance cars from private sellers. Get pre-approved with no credit impact and shop any private listing
30+ Lenders • 1,200+ Loan Options for Private Sale Vehicles! • Apply Now
Access 30+ lender connections and over 1,200 loan options through a simple link provided by the seller. Get pre-qualified to finance any private vehicle, streamlining your purchase directly through their marketplace ad or listing.
• No obligation • No impact on your credit score • Get a decision in minutes
30+ Lenders • 1,200+ Loan Options for Private Sale Vehicles! • Apply Now
For Buyers
For Buyers
Private Car Deals,
Now Fully Financeable
Private Car Deals,
Now Fully Financeable
Don't miss out on great private-sale cars because you’re told financing only works at dealerships.
With Go Marketplace, that’s changed. Get fast pre-approval before you contact the seller.
We pay car sellers directly, no cash, no scams, no awkward meet-ups.
Finance Private Sales
Browse Marketplace, Gumtree, Facebook, anywhere. We finance private-sale cars with dealership-level ease.
Simple, Secure Approval
Apply online, get approved fast, and buy the car you want. We work with the seller to keep it smooth.
Fast, Safe Payment
After approval, we pay the seller directly, no cash, no scams. Just a clean handover and you drive away
Just pick the car you want and drive away.
We handle the rest.
Testimonials
Hear From Our Customers
Real People with Real Stories
I didn’t think I’d enjoy buying a car in my 50s, but this was surprisingly stress-free. Finance approval was quick, the car checks were thorough, and the warranty just made it all feel safe. Felt like I was in good hands the whole time.
I’ve had dodgy private sales before, so this was a breath of fresh air. Recommended it to a mate already.
Felt almost like I was buying from a dealership, but without all the hassle. Definitely recommend!
Working
How Buying Works
At GoMarketplace
Get pre-approved in minutes and shop any private sale with confidence , no stress, no surprises, no dealership required.
Get Pre-Approved Now
Complete our quick online application in minutes to get pre-approved for your vehicle financing needs.
Find Your Vehicle
Browse and compare cars from top platforms like Facebook Marketplace, Gumtree, and other major sites.
Direct Seller Payment
We handle secure payment directly to the seller—no cash, no scams, and no payment risks involved.
No obligation • No impact on your credit score • Get a decision in minutes
Private Sale Protection Included — At No Extra Cost as Safe as Buying From a Dealer.
We run the essential checks every buyer needs when purchasing from a private seller.
PPSR checks included
VIN matching
Stolen vehicle checks
Write-off checks
Finance owing checks
Optional warranty
Optional inspection
Loan-included warranty
FAQs
Some Things You
Might Want To Know.
Common questions, clear answers.
Can I finance a car bought privately?
Yes. You can finance almost any private-sale car in Australia.
Whether it’s listed on Facebook, Gumtree, Carsales, or being sold by a friend or family member — private sale finance works the same way as dealership finance.
Is it safe to buy a car privately using finance?
Yes — it’s actually safer than paying cash.
When you finance a private-sale car through Go Marketplace, the lender:
runs a PPSR check
confirms the VIN
checks for money owing
checks for write-off or stolen history
pays the seller directly
This gives you the same protection you’d get from a dealership purchase — without the dealer markup.
Do I need a dealer to get finance?
No — you don’t need a dealer at all.
Go Marketplace lets you finance any private-sale car without stepping foot in a dealership. You apply online through our secure link, get approved, and the payment is handled directly with the seller.
It’s the same finance process dealers use — just without the dealership involved.
How does the private-sale finance process work?
It’s simple:
Apply for pre-approval — no impact on your credit score.
Find the car you want from any private seller.
We complete the checks (PPSR, VIN, money owing, write-off history).
Your lender pays the seller directly once you're approved.
You just pick the car — we handle the finance, checks, and payment safely.
What cars can I finance through Go Marketplace?
Youcan finance almost any private-sale vehicle, including:
Cars
Utes
4x4s
Vans
Motorbikes
Family cars
Marketplace or Gumtree listings
Cars sold by friends or family
As long as the car is not stolen we can look at it.
Can I also use this finance to buy from a dealer?
Yes — you can.
Your finance approval can be used with private sellers or licensed dealerships, giving you the freedom to choose the best deal.
Most buyers compare private listings with dealer stock, so your approval works for both.
What checks are done before I buy the car
Yes — it’s actually safer than paying cash.
When you finance a private-sale car through Go Marketplace, the lender:
runs a PPSR check
confirms the VIN
checks for money owing
checks for write-off or stolen history
pays the seller directly
This gives you the same protection you’d get from a dealership purchase — without the dealer markup.
How does the seller get paid?
Once your loan is approved, the lender pays the seller directly.
You don’t need to handle cash, transfer large amounts, or worry about scams.
It works the same way as buying through a dealership — just with a private seller.
How fast can I get approved?
Most buyers receive an indicative pre-approval within minutes, and full approval can often be completed same-day, depending on your documents and the lender.
Once approved, you can secure the car immediately.
What documents do I need to apply?
For most applications, you’ll just need:
Your driver’s licence
Proof of income (like recent payslips or bank statements)
Basic information about the car you’re looking at
If anything else is required, we’ll let you know early so there are no surprises.
Ready to Buy or Sell?
Whether you're buying or selling a car privately, choose your role below and we’ll walk you through the right steps.
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